At BlueRock Advisors LLP, we provide specialized advisory services for Non-Banking Financial Companies (NBFCs) that help navigate the complex regulatory and business landscape. With a deep understanding of the financial industry and a strategic approach, we guide businesses through licensing, registration, compliance, and other key regulatory areas to ensure their smooth and successful operation in the financial sector.
Whether you’re looking to establish a new NBFC or optimize an existing one, our team of experts offers comprehensive solutions tailored to your unique needs, helping you grow your business in a compliant and sustainable way.
Our NBFC Advisory Services Include:
NBFC Licensing & Registration
We assist in obtaining the required licenses and registering your NBFC with the Reserve Bank of India (RBI). Our services include:
Guidance on the application process for NBFC licensing
Preparing documentation and supporting materials for registration
Liaising with RBI for smooth approval and registration
Regulatory Compliance & Reporting
Compliance is critical for NBFCs to avoid legal pitfalls and operational disruptions. We provide ongoing advisory services on:
Ensuring compliance with RBI regulations and other financial industry guidelines
Preparing and filing mandatory returns with regulators
Conducting audits and ensuring adherence to financial, operational, and legal frameworks
DNBS (Department of Non-Banking Supervision)
We guide NBFCs on compliance with the Department of Non-Banking Supervision (DNBS) of the RBI. Our services include:
Compliance with regulatory requirements for NBFCs under DNBS
Monitoring changes in RBI guidelines related to the non-banking financial sector
Ensuring smooth reporting and interaction with regulatory authorities
CIC (Credit Information Companies)
With a deep understanding of CIC regulations, we assist NBFCs in complying with the guidelines set by RBI regarding credit information sharing. Our services include:
Ensuring compliance with CIC regulations for credit information sharing
Guidance on reporting borrower information to credit bureaus
Helping NBFCs understand their role in promoting transparent lending practices
NBFC Structuring & Operations
Whether you’re starting a new NBFC or restructuring an existing one, we help optimize business structures and operational strategies. Our services include:
Structuring the right legal framework for your NBFC
Identifying and managing business models such as loan financing, investment activities, etc.
Streamlining operations to improve efficiency and reduce operational costs
Compliance with Financial Regulations
We provide strategic compliance management, ensuring that NBFCs adhere to various financial regulations such as KYC, AML, and FEMA:
Advice on structuring loan products, investment portfolios, and other services in line with RBI regulations
Structuring and conducting due diligence to ensure compliance with anti-money laundering (AML) and KYC guidelines
Risk Management & Credit Evaluation
We help NBFCs assess and manage risks effectively through robust credit evaluation practices. Our advisory services include:
Developing comprehensive risk management strategies
Conducting credit assessments using data-driven tools
Improving borrower evaluation processes to reduce default risk
Loan Product Development & Customization
Whether you’re offering personal loans, business loans, or microloans, we assist in designing customized financial products that align with market demand. Our services include:
Creating tailored loan products with competitive interest rates and flexible repayment plans
Customizing loan terms and conditions based on the target market
Types of NBFCs
Asset Finance Company (AFC)
Engaged in the business of financing physical assets like machinery, vehicles, etc.
Investment Company (IC)
Primarily involved in the acquisition of shares, stocks, bonds, and other securities.
Loan Company (LC)
Primarily providing loans, except for agricultural and industrial loans.
Infrastructure Finance Company (IFC)
Primarily focusing on financing infrastructure projects such as roads, power plants, and other large-scale developments.
Micro Finance Institution (MFI)
Providing financial services to the underserved and low-income sections of society.
Non-Operating Financial Holding Company (NOFHC)
Engaged in holding stakes in various financial services companies, including insurance companies, banks, and asset management firms.
NBFC-Fintech Collaboration Services
“Innovating Financial Solutions Through Strategic Collaborations”
Fintech platforms and NBFCs working together can create a powerful synergy in the financial industry. We specialize in facilitating NBFC-fintech collaborations, particularly in areas like loan disbursement, where fintech platforms integrate NBFC services to provide seamless, tech-driven financial solutions. Our services include:
Advising fintech companies on identifying the right NBFC partner for loan products and services
Structuring partnerships that align with both business objectives and regulatory compliance
Loan disbursement integrations into fintech platforms, streamlining processes from loan application to repayment
Developing tech-driven credit evaluation models and automating loan origination and disbursement
Ensuring compliance with regulations on data privacy, KYC, and other financial guidelines for fintech platforms and NBFCs
Why Choose BlueRock Advisors LLP for Your NBFC Advisory Needs?
✅ Comprehensive Solutions – We offer end-to-end services from licensing and registration to compliance management and operational structuring.
✅ Deep Regulatory Knowledge – Our experts stay ahead of the curve on evolving RBI regulations and ensure you remain compliant.
✅ Seamless Collaboration – We bridge the gap between NBFCs and fintech companies, enabling strategic partnerships that drive growth and efficiency.
✅ Risk Management Expertise – We help you identify, manage, and mitigate risks across your operations.
✅ Tailored Advisory – Our services are customized to fit the unique needs and challenges of your business, whether you’re a startup or an established NBFC.